Business Owners Policy (BOP)
for Architects and Engineers
You would not own a home without homeowner’s insurance,
so why would you own a business without business owner’s
insurance? You need to protect your business investment
with an insurance program that addresses your specific
needs.
A Business Owners Policy, or BOP, is the most popular
type of insurance for small business owners. This is
the insurance that protects your business property and
liability. Not all BOP policies are created
equal. Our package policies offer coverage
in addition to basic property and liability, with protection
specifically designed for architects & engineering
firms, such as:
-
Valuable Papers Coverage—for
the cost to restore information from documents, such
as blue prints, legal records, deeds, or abstracts.
-
Tools & Equipment Coverage—protection
against the loss or damage to surveying equipment
and other special tools of the trade.
- Mechanical Breakdown Coverage—for
loss of income and repairs to specialty equipment like
oversized blueprint printers.
- Business Income Loss Coverage—because
cash flow is so important to your business, this coverage
protects you against loss of income for up to 12 months,
and pays the full cost of necessary extra expenses to
keep you in business
- EDP Equipment Coverage—a base
level of coverage is built into the package policy,
with the option of increasing the level or scheduling
high value items, such as CAD machines
- Business Personal Property Coverage—broad
protection against a loss concerning the property of
other people while it is in your care, custody, and
control.
Our packages also give you the ability to combine
property and liability coverage with business
auto, umbrella,
and workers
compensation coverages.
We give our attention to your insurance needs, so that
you can give your attention to your business. Let us
illustrate what we can do for you today.
Contact
us with questions or to learn more.
Apply for a cost estimate using our indication form.
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